What will rehab cost you?
Your share depends on the program's price and three numbers from your plan. Put them in and see the result. Below: which of Ohio's 747 programs take each kind of payment.
Who accepts what in Ohio
Programs by level of care and how they can be paid, from the SAMHSA listings (November 5, 2026). Public funding means county, state or federal money for people who cannot pay.
| Level of care | Programs | Medicaid | Private insurance | Sliding fee | Public funding |
|---|---|---|---|---|---|
| Medical detox | 105 | 98 | 94 | 44 | 80 |
| Residential or inpatient | 133 | 124 | 97 | 48 | 101 |
| Outpatient, IOP or day program | 673 | 647 | 587 | 309 | 480 |
| Medication for opioid use (MAT) | 308 | 279 | 254 | 130 | 204 |
Why rehab prices are hard to find
Most programs do not publish prices. Cash rates are often negotiable, and what you pay with insurance depends on your plan's deductible, coinsurance and network, so a program can only give a firm figure after it checks your benefits. That check is called a verification of benefits; ask for it before admission and ask for the answer in writing.
Level of care
A residential stay includes a bed, meals and staff around the clock; outpatient care does not.
Length
Programs bill by the day or the week, so a 60-day stay costs more than a 30-day one.
Network
In-network programs have agreed prices with your plan. Out of network, the plan may pay less or nothing.
More
Out of network, your out-of-pocket maximum may not apply and the program can bill you the difference between its price and what the plan pays.
Extras
Medication, lab tests and psychiatric visits are sometimes billed separately. Ask what the quote includes.
Costs people forget
- Aftercare. Ongoing therapy, medication and sober housing after the program ends.
- Time off work. The Family and Medical Leave Act can protect your job for up to 12 weeks of unpaid leave if you and your employer qualify; the pay is not covered. Ask HR about short-term disability.
- Travel. A program far from home adds travel and makes family sessions harder.
- Medication after discharge. Prescriptions started in treatment continue, with pharmacy copays.
Unsure what your plan covers? Call (220) 237-1782 Paid referral line, answered by a partner, not by a program listed here.
Ways to pay less
Stay in network.
Your plan's agreed price and your yearly limit apply only in network.Get the verification of benefits in writing.
Ask the program to call your plan and send you the deductible, coinsurance and any day limits it was told.Ask about a sliding fee or public funding.
330 programs in Ohio price by income and 521 report public funding. Local ADAMH and recovery boards also fund care for uninsured residents.Check whether you qualify for Medicaid.
Ohio expanded Medicaid, so adults with low income can qualify. Ohio Medicaid covers detox, outpatient and intensive outpatient care, medication for opioid use disorder and medically necessary residential treatment.Use an HSA or FSA.
The IRS counts inpatient treatment for alcohol or drug addiction as a medical expense (Publication 502), so these accounts can pay for it.Appeal a denial.
Plans must explain a denial in writing, and you have the right to an internal appeal and an independent external review.
Sources
- SAMHSA FindTreatment.gov (facility payment data). findtreatment.gov
- HealthCare.gov (CMS). Summary of Benefits and Coverage. www.healthcare.gov
- HealthCare.gov (CMS). Appealing a health plan decision. www.healthcare.gov
- U.S. Department of Labor. Family and Medical Leave Act. www.dol.gov
- IRS. Publication 502, Medical and Dental Expenses. www.irs.gov
- Ohio Medicaid. medicaid.ohio.gov
Facility counts come from the SAMHSA snapshot of November 5, 2026.
Last checked November 5, 2026 by the Ohio Rehab editorial team against the sources above. How we work.
About costs
Questions
Why does the calculator not show an average price?
Because no reliable public source lists rehab prices by state.
Details: why does the calculator not show an…
Prices vary by program and are often negotiated, so an average would mislead. The quote from the program, put through your plan's numbers, is the figure that matters.
Where do I find my deductible and out-of-pocket maximum?
On your plan's Summary of Benefits and Coverage, which every plan must give you, or by calling the member number on your card. Ask how much of each you have already used this year.
Is rehab covered by insurance at all?
Usually.
Details: is rehab covered by insurance at all
Marketplace plans must cover substance use treatment, and in Ohio 623 of 747 listed programs accept private insurance and 695 accept Medicaid. Coverage still depends on medical need and your plan's rules.
What if I cannot pay anything?
Every Ohio county is covered by a local behavioral health board (an ADAMH board or a Mental Health and Recovery Services board) that funds treatment for residents who cannot pay. 586 programs here offer a sliding fee, payment help or publicly funded places; see free and low-cost options.